Get help from your state paying your Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) premiums through a Medicare Savings Program. If you qualify, Medicare Savings Programs might also pay your Part A and Part B deductibles, coinsurance, and copayments.
You’ll apply for Medicare Savings Programs through your state. When you apply, your state determines which program(s) you qualify for. Even if you don’t think you qualify, you should still apply.
What's a premium, deductible, coinsurance, or copayment?
In many cases, to qualify for a Medicare Savings Program, you must have income and resources below a certain limit, as described below. These limits go up each year.
You may still qualify for these programs in your state even if your income or resources are higher than the federal limits listed. Some states don’t count certain types or specific amounts of income or resources when deciding who qualifies.
Helps pay for: Part A premiums; Part B premiums, deductibles, coinsurance, and copayments (for services and items Medicare covers).
Monthly income and resource limits for 2024:
| Your situation: | Monthly income limit:* | Resource limit: What counts in resource limits? |
|---|---|---|
| Individual | $1,275 | $9,430 |
| Married couple | $1,724 | $14,130 |
* Income limits slightly higher in Alaska and Hawaii. You may qualify in other states for these programs even if your income or resources are higher than the federal limits listed. Contact your state to find out.
If you qualify for the QMB program:
Show both your Medicare card and Medicaid card (or QMB card) each time you get care. If you have Original Medicare, you can also show one of your claims statements, called Medicare Summary Notices. These statements show you’re in the QMB program. Get a sample of a Medicare Summary Notice.
Helps pay for: Part B premiums (You must have both Part A and Part B to qualify.)
Monthly income and resource limits for 2024:
| Your situation: | Monthly income limit:* | Resource limit: What counts in resource limits? |
|---|---|---|
| Individual | $1,526 | $9,430 |
| Married couple | $2,064 | $14,130 |
* Income limits slightly higher in Alaska and Hawaii. You may qualify in other states for these programs even if your income or resources are higher than the federal limits listed. Contact your state to find out.
If you qualify for the SLMB Program:
Helps pay for: Part B premiums (You must have both Part A and Part B to qualify.)
Monthly income and resource limits for 2024:
| Your situation: | Monthly income limit:* | Resource limit: What counts in resource limits? |
|---|---|---|
| Individual | $1,715 | $9,430 |
| Married couple | $2,320 | $14,130 |
* Income limits slightly higher in Alaska and Hawaii. You may qualify in other states for these programs even if your income or resources are higher than the federal limits listed. Contact your state to find out.
If you qualify for the QI program:
If you qualify for Medicaid , you can't get help from the QI program, but you may qualify for help from another Medicare Savings Program.
You may qualify for the QDWI Program if you:
Helps pay for: Part A premiums only
Monthly income and resource limits for 2024:
| Your situation: | Monthly income limit:* | Resource limit: What counts in resource limits? |
|---|---|---|
| Individual | $5,105 | $4,000 |
| Married couple | $6,899 | $6,000 |
* Income limits slightly higher in Alaska and Hawaii. You may qualify in other states for these programs even if your income or resources are higher than the federal limits listed. Contact your state to find out.